Effective Date: February 03, 2026
By downloading or using the Loan, Finance & EMI Calculator app, these terms will automatically apply to you – you should make sure therefore that you read them carefully before using the app.
You are not allowed to copy, or modify the app, any part of the app, or our trademarks in any way. You are not allowed to attempt to extract the source code of the app, and you also shouldn’t try to translate the app into other languages, or make derivative versions. The app itself, and all the trade marks, copyright, database rights and other intellectual property rights related to it, still belong to Neptune Infotech.
Neptune Infotech is committed to ensuring that the app is as useful and efficient as possible. For that reason, we reserve the right to make changes to the app or to charge for its services, at any time and for any reason. We will never charge you for the app or its services without making it very clear to you exactly what you’re paying for.
The Loan, Finance & EMI Calculator app stores and processes personal data that you have provided to us, in order to provide our Service. It’s your responsibility to keep your phone and access to the app secure. We therefore recommend that you do not jailbreak or root your phone, which is the process of removing software restrictions and limitations imposed by the official operating system of your device.
The app does use third-party services that declare their own Terms and Conditions.
Link to Terms and Conditions of third-party service providers used by the app:
Neptune Infotech cannot always take responsibility for the way you use the app i.e. You need to make sure that your device stays charged – if it runs out of battery and you can’t turn it on to avail the Service, Neptune Infotech cannot accept responsibility.
With respect to Neptune Infotech’s responsibility for your use of the app, when you’re using the app, it’s important to bear in mind that although we endeavour to ensure that it is updated and correct at all times, we do rely on third parties to provide information to us so that we can make it available to you. Neptune Infotech accepts no liability for any loss, direct or indirect, you experience as a result of relying wholly on this functionality of the app.
The calculators provided in this app are for informational purposes only. While we strive for accuracy, the results should not be considered as financial advice. Users are advised to verify the calculations with their bank or financial institution before making any decisions.
We may update our Terms and Conditions from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Terms and Conditions on this page.
If you have any questions or suggestions about our Terms and Conditions, do not hesitate to contact us at:
Neptune Infotech
📧 [email protected]